> For the complete documentation index, see [llms.txt](https://newcoin-doc.gitbook.io/newcoin/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://newcoin-doc.gitbook.io/newcoin/english/earn-product-introduction.md). # Earn Product Introduction #### About Subscribing to Wealth Management Products To subscribe to a wealth management product, users must first ensure that their spot account holds sufficient balance in the corresponding asset. Then, on the product details page, enter the subscription amount and click “Subscribe” to complete the purchase. After a successful subscription, the subscribed amount will be deducted from the user’s spot account and converted into a corresponding position in the wealth management account. Users can view the transaction records in their spot account. *** #### About Profit Distribution The timing of profit distribution varies by product. Some products distribute earnings daily, while others distribute earnings upon maturity. Please refer to the specific product details page for accurate information. Once the earnings are credited, users can view the credited amount and transaction records in their spot account. If earnings are not received in a timely manner, please contact customer support for assistance. *** #### Redemption of Wealth Management Products Redemption rules vary by product. Some products support early manual redemption, while others can only be redeemed automatically upon maturity. Please refer to the specific product rules. For products that support early redemption, users can navigate to the product position in their wealth management account, click “Redeem,” enter the redemption amount, and confirm to submit the request. The time required for redemption settlement varies by product. Once the funds are credited, users can view the amount and transaction records in their spot account. *** #### Viewing Positions, Orders, and Transaction Records * Users can view all currently held wealth management products in the wealth management account * By clicking “Orders” within the wealth management account, users can view historical records such as subscriptions, earnings distributions, and redemptions * In the spot account, users can select the “Wealth Management” category under transaction history to view all related records *** ## NewCoin “Crypto Earn” Product Overview *** #### I. Product Overview NewCoin “Crypto Earn” is a digital asset yield service designed for global users. It aims to improve capital efficiency for idle assets and deliver stable returns while maintaining asset security and liquidity. The product suite includes both flexible and fixed-term options, catering to diverse user needs in balancing liquidity and returns. Whether you are an active trader, a portfolio allocator, or a long-term holder, NewCoin provides tailored yield solutions aligned with your strategy. *** #### II. Product Types **1. Flexible Earn** * **High Liquidity:** Subscribe and redeem at any time with full flexibility * **Hourly Interest Accrual:** Earnings accumulate in real time with automatic reinvestment for compounding growth * **Automatic Transfer:** Funds are automatically transferred from the spot account to the wealth management account upon subscription and begin accruing interest * **Suitable For:** Users requiring high liquidity, such as active traders or short-term fund managers *** **2. Fixed Earn** * **Fixed Duration:** Multiple lock-up periods available (e.g., 7 days, 30 days, 90 days, etc.) * **Predictable Returns:** Locked yield rates help mitigate market volatility * **Early Redemption Policy:** Early redemption is supported but yields will be forfeited * **Automatic Settlement:** Principal and earnings are automatically distributed upon maturity * **Suitable For:** Users seeking stable returns and long-term asset holding strategies *** #### III. Participation Process Users can participate by following these steps: 1. **Register an Account:** Create and log in to a NewCoin account 2. **Select a Product:** Choose between flexible or fixed-term products based on your fund allocation 3. **Confirm Subscription:** Enter the subscription amount; the system will automatically transfer funds and start interest accrual 4. **Earn Returns:** * Flexible: Interest accrues hourly with automatic reinvestment * Fixed: Principal and earnings are distributed in full upon maturity *** #### IV. Key Advantages * **High Flexibility:** Flexible products allow deposits and withdrawals at any time, improving capital efficiency * **Stable Returns:** Fixed-term products offer locked rates, suitable for conservative strategies * **Fully Automated:** Interest calculation, reinvestment, and settlement are handled automatically by the system * **Robust Security Framework:** Multi-layer risk control and asset protection mechanisms safeguard user funds *** #### V. Risk Disclosure The digital asset market is inherently volatile. Returns from “Crypto Earn” products may be affected by market conditions, liquidity, and other external factors. This content does not constitute investment advice. Users should make decisions based on their own risk tolerance and fully understand the product rules. NewCoin shall not be liable for any changes in returns or asset losses resulting from market fluctuations, policy changes, or force majeure events. *** NewCoin “Earn on Crypto” is committed to building a digital asset management solution that balances liquidity, yield, and security. Through standardized and automated mechanisms, it provides users with an efficient and convenient pathway for asset growth. For more details, please visit the NewCoin official website or contact customer support.